Has the dream of home ownership turned into a nightmare? Are you facing foreclosure? There is a way out!

If one or all of the following are true, we can help you:

• Circumstances such as job loss, medical bills or higher monthly payments due to an adjustable loan have made your mortgage unaffordable.
• You are several months behind on your mortgage payments.
• You have been served with a complaint to foreclose on your home.

There are several options available to you and your family, but you may not be familiar with them. One of these is a “short sale.”

In an approved short sale, the lender agrees to accept less than is owed for the property, and the homeowner is relieved of the debt. A lender may be willing to do this because it spares a lot of hassle and expense involved in executing a foreclosure. Typically, a short sale does far less damage to the homeowner’s credit than a foreclosure and these days, banks are even willing to help with relocation assistance (up to $20,000).

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If you would like to explore the possibility of a short sale for your property, avoid foreclosure, and potentially save your credit, please complete the form below. As CDPE approved short sale agents we be in touch with helpful information.

Yes, I would like to explore the possibility of a short sale, avoid foreclosure, and save my credit:

Please take some time to watch this informative video:

The Buzz Around Short Sales

The term “short sale” has become quite a buzz word, not only for Orlando’s home buyers but also home owners. The common first misunderstanding about the length of a short sale was quickly clarified: no, short does not refer to the amount of time it will take to sell a short sale but to the owed dollar amount the owner is short to pay the bank back when selling their home. But there are far more misconceptions about short sales and other foreclosure alternatives out there. Quite frankly, even real estate professionals and people in related industries seem very confused and uncertain when it comes to short sales.

Therefore it is needless to say that you as a home owner have to be very careful to choose who you will contact for advice on this important matter. The first and most important thing is to assure yourself that whoever you contact has been trained extensively in this fairly new field within the real estate and mortgage industry.

Finding the Right Professional

The CDPE designation is one of the most recognized (by banks and industry professionals alike) and has virtually become a must-have designation for every serious real estate professional.

However, you also have to verify success rates and marketing experience of your agent should you choose to move forward with a short sale. We will be happy to show you all of this and more to prove to you that we are the right professionals to turn to. This process is not easy and it takes dedicated, trained and experienced individuals to successfully close a short sale transaction.

If you are looking for professionals you can trust and who can get the job done please don’t hesitate to give us a call at 407-340-6458 (Jose Rodriguez, Charles Rutenberg Realty).

The Ugly Truth About Short Sales?

Today, 1 out of every 10 homeowners in America is behind on mortgage payments. Without a doubt, these are tough and frustrating times. Now more than ever, it’s important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.

Sadly, many home owners have been taken advantage of by so-called industry professionals of various fields. We often even hear of upfront fees that are being charged. Please be aware that there is a huge amount of fraudulent activity out there. We know, you are probably anxious to get started, but check all your options before diving into the process. Our services (from consultation to closing) are always free (your lender will pay us for our efforts).

Through our extensive experience handling distressed properties at Charles Rutenberg Realty (80% of our business today are short sales and we have a proven success rate of 95%), we have found that homeowners today have more questions than answers about their circumstances. We are here to answer all of your questions and show you ALL the options available to you – and we will proudly assist you throughout the entire process.

Sincerely,